I would say both lah. I try not to use ATM card, as you've said, the rates, i suppose are not that attractive.On top of that, they charge a fee for every withdrawal made.
HOw about Banngkok bank? They do have a branch at Cecil Street. Can I open an account wif them in SG and then withdrawal monies using their ATM card??
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Originally Posted by siamcutey
Bring by hand lor.  And frankly, for personal use do you need to bring in 30K and 40K for one shot to use them?
Or can try using your ATM card on different ATM banks. Of course charges and exchange rate applies.
Or can open a bank account beforehand in Thai Farmers Bank, then go Golden Mile and transfer by remittance. But provided you can pass the "interview" when the bank staff ask you why you want open a bank account in thailand.
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